Don't forget to factor in closing costs when considering a home sale or purchase. Royalty Real Estate Boutique, Inc. is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 407-658-0601 if your needs include a professional REALTOR® experienced in the business side of real estate.

Expected closing costs

There are certain ordinary fees associated with closing the sale of a house. These costs are usually split between the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through the deal.

Costs pertaining to your mortgage to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the highest sales price, but I'll also campaign for limited closing costs. And once we've reached an agreement, I'll walk you through the closing costs so you know exactly where your money is going.

Buyers: When purchasing a house in Orange County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not startled when you come to the closing table. I'll be willing to look through the GFE with you, answering your questions and highlighting any estimates of concern.

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